Financing

Get pre-approved online

Get pre-approved so you know how much you have available to spend before coming to the store by completing a simple on-line application using the button below. 

Cottage Quilting Ltd. has partnered with Catalyst Finance Company, Financeit and Flexiti Financial, consumer credit specialists, to offer our customers another choice when buying our Sewing Machines and Long Arms. It is now possible to finance your purchase and pay for it over a longer period of time with flexible payment plans and interest options, including 0% financing*.   We can offer equal monthly payments, deferred interest amounts*, and payment protection insurance.   For those that are making larger purchases and need secure financing over $10,000, Catalyst is the company for you!

How does it work?

Once you have decided to make a purchase that you would like to finance, we will take you through a quick, simple and fast application process.

Depending on your purchase and your needs will determine which company you choose to finance with.

1 ) Financeit will finance $1000-$10,000 only and only offers one interest rate regardless of your credit score.


2) Flexiti Financial offers financing from $500+ and offers a varying interest rate based on your credit score. We may even be able to offer 0% financing*! if you need to finance over $10,000 (inc tax), please see one of the links below to complete your flexiti financial application

3) Catalyst finance offers financing for large purchases that are often 'leased' for business use like long arm purchases.   They provide equipment financing for new and used purchases across Canada.

 Flexiti

 

You may apply online in the comfort of your own home in under three minutes. You may be required to provide further documentation after approval but we’ll already know you can take your sewing machine or long arm home!

Advantages of choosing financing:

  • Flexible plans and low rates tailored to your needs, including 0%*

  • Highest approval rates in the country – we accept over 80% of our applicants.

  • Fast credit approval – apply online or in-store and get financing in under three minutes.

  • 100% Paperless – no paperwork scanning, signing, or mailing.2

  • Manage your payments conveniently online – make payments quickly and easily using your own online banking account.

Flexiti Financing plans that are available: 

  1. Purchases $500-$1,000 0% interest 6m Equal payments
  2. Purchases $1,001-$3,000 Regular interest*, 24m Equal payments
  3. Purchases $3,001+ Regular interest*, 36m Equal Payments

*Varying interest rate based on your credit score.

Financeit plans that are available:

  1. Purchases $500-$2,999 up to 36 term, 15.99%
  2. Purchases $3,000-$10,000 up to 60 term, 15.99%

*Rates are subject to change. Varying interest rate based on your credit score. 

Catalyst Financing

  1. This is specific to each client and their needs.

Questions about financing? If you have any questions about financing your next purchase, please contact us today, or drop by our store.

Learn more about Financeit here.
Learn more about FlexitiFinancial here.
Learn more about Catalyst Financial here.

1) On approved credit
2) Conditional upon ID verification and on approved credit and valid email address required
3) 0% financing off MSRP pricing only and or subject to available promotional offers at Cottage Quilting Ltd.