Get pre-approved online

Get pre-approved so you know how much you have available to spend before coming to the store by completing a simple on-line application using the button below. 

Cottage Quilting Ltd. has partnered with Financeit and Flexiti Financial, consumer credit specialists, to offer our customers another choice when buying our Sewing Machines and Long Arms. It is now possible to finance your purchase and pay for it over a longer period of time with flexible payment plans and interest options, including 0% financing*.   We can offer equal monthly payments, deferred interest amounts*, and payment protection insurance.

How does it work?

Once you have decided to make a purchase that you would like to finance, we will take you through a quick, simple and fast application process.

Depending on your purchase and your needs will determine which company you choose to finance with.

1 ) Financeit will finance $1000-$10,000 only and only offers one interest rate regardless of your credit score.

2) Flexiti Financial offers financing from $500+ and offers a varying interest rate based on your credit score. We may even be able to offer 0% financing*! if you need to finance over $10,000 (inc tax), please see one of the links below to complete your flexiti financial application


You may apply online in the comfort of your own home in under three minutes. You may be required to provide further documentation after approval but we’ll already know you can take your sewing machine home!

Advantages of choosing financing:

  • Flexible plans and low rates tailored to your needs, including 0%*

  • Highest approval rates in the country – we accept over 80% of our applicants.

  • Fast credit approval – apply online or in-store and get financing in under three minutes.

  • 100% Paperless – no paperwork scanning, signing, or mailing.2

  • Manage your payments conveniently online – make payments quickly and easily using your own online banking account.

Flexiti Financing plans that are available: 

  1. Purchases $500-$1000 0% interest 6m Equal payments
  2. Purchases $1001-$3000 Regular interest*, 24m Equal payments
  3. Purchases $3001+ Regular interest*, 36m Equal Payments

*varying interest rate based on your credit score.

Questions about financing? If you have any questions about financing your next purchase, please contact us today, or drop by our store.

Learn more about Financeit here.
Learn more about FlexitiFinancial here.

1) On approved credit
2) Conditional upon ID verification and on approved credit and valid email address required
3) 0% financing off MSRP pricing only and or subject to available promotional offers at Cottage Quilting Ltd.